Credit score vs. credit report: All you need to know

Understanding the difference between a credit score and a credit report is crucial for making informed financial decisions. A credit score is a three-digit number that assesses your creditworthiness, while a credit report provides a detailed history of your credit. Monitoring your credit score regularly allows you to track changes and take steps to improve it. Checking your own credit score has no negative impact. Errors on your credit report can be corrected by contacting the credit bureau.

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