Your credit score is important for loan and credit card approvals, but you can still build a good score without a credit card. Strategies include getting a loan and repaying it on time, making punctual bill payments, leveraging your rental payment history, maintaining stable employment, and exploring peer-to-peer lending. These methods can help establish and maintain a strong credit score. On-time bill payments are crucial, and your rental payment history can positively impact your credit score if provided to lenders. A stable job is also beneficial, and peer-to-peer lending can be an alternative to traditional loans.
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