Applying for a loan doesn’t have to negatively impact your credit score. To avoid any damage, it is important to know your credit score beforehand and shop around smartly. Consider getting pre-approved loans as they do not leave a mark on your credit score. Be cautious of too many inquiries, as they can harm your score. Opt for lenders who do soft checks and have a solid repayment plan in place. By following these steps, you can apply for a loan without hurting your credit score.
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