Paytm to curtail low-value personal loans after cenbank clampdown

Paytm will issue fewer sub-50,000-rupee personal loans as the central bank tightened rules on consumer lending. The company will expand its portfolio of higher-ticket personal loans to lower-risk and high-credit-worthy customers. Paytm expects good demand for loans above 50,000 rupees. The Reserve Bank of India raised the capital requirements for banks and non-bank lenders to cover potential defaults. Paytm is becoming ultra conservative in this segment, following recent macro developments and regulatory guidance.

Business News: Latest News on Business, Stock Markets, Financial News, India Business & World Business News