Fintech giants PhonePe and Razorpay are transitioning into public limited companies, signaling their IPO readiness in India. PhonePe’s conversion awaits approvals, while Razorpay’s move aligns with its re-domiciliation and anticipated 2026-27 IPO. These steps enable both companies to access Indian capital markets, with PhonePe addressing UPI market-share limits and Razorpay streamlining its structure.
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